How we get paid
Fair fees, exceptional value
Choosing a financial planner is a big decision, so you want to be assured about the work we do and the fees we charge.
We’ve chosen to be one of the small percentage of independent financial planners who disclose their fees online.
We believe in the work we do, and we know that our fees reflect the expertise of our team and that our work will truly transform your life by helping you grow and protect your wealth.
Initial meeting
We offer all new clients an initial meeting, which is at our expense. This meeting is without obligation and will normally be held at our offices.
During this meeting, we will confirm the services we can provide, and the costs involved.
Initial fee
We charge our advice fees via an agreed fixed fee. We’ll provide you with an agreed fixed price at the outset, depending on the level of work required.
This advice fee covers the initial research and analysis, plan presentation and recommendation of a product.
Implementation
In addition to any initial advice fees, to set up a financial product following our recommendations, we will charge an implementation fee, as detailed below:
| Investment amount | Implementation fee |
|---|---|
| First £50,000 | 2% fee |
| Funds above £50,000 | 1% fee |
Our minimum implementation fee is £250; maximum implementation fee is £10,000.
The charge for setting up a regular contribution to an investment / pension plan is subject to a fixed implementation fee of £250.
Ongoing service
We typically charge ongoing advice fees of 0.50% per annum of funds under management. As well as regular review meetings our ongoing service will provide you with:
- Suitability reviews
- Second opinion service
- Online document viewing
- Cashflow modelling
- Help with tax returns
- Policy administration
- Fact-find update
- Online secure messaging
- Free fund switching
- Telephone & email access to your planner
- Online investment valuations
- Trust work
- Risk profiling
